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Check your credit score and save on loan costs.

Your credit score tells the bank how reliable borrower you are. Find out what your credit score is, start making informed decisions to improve it and get better loan terms.

Check the credit score
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Mifundo is free, secure, quick and borderless financial platform.

We have free movement of goods, services and people in the EU. You can order goods from Amazon in Germany to any other country. Then why do you have to take a loan only from your home country?

Do you know that interest rates by countries can differ up to 7 times within EU?

Mifundo brings you loan offers from banks all over Europe, so that you have more options to find the most suitable.

  • You no longer have to ask for a loan only from local banks. With us you save not only your time, but also your money. 

Find the best offer
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Create your personal finance profile.

Gather your financial data into Mifundo to get a complete picture of your finance profile. We give you the knowledge and tools to help you move to the next level.

  • Create a verified and passportable financial profile for yourself and find out your credit score. It only takes a few minutes. We guide you step by step.

  • Make just one request, but receive multiple offers. Find the best loan offers from banks across Europe. Making an inquiry will not harm your credit score.

  • Choose the best offer and let us handle the rest.

  • If necessary, learn about options to improve your credit score.

Create your profile

You are safe with us

Don't worry - we care about you and keep your data safe. 

Licensed by Estonian Financial Supervision Authority

Secure platform (TLS security and 256-bit encryption)

Get answers to your questions!

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Building the prototype for the Cross-Border lending Project was supported by European Union through European Regional Development Fund and Enterprise Estonia. Grant was in the sum of 35 000 euros and total cost of the project was 52 560 euros. 

Cross-Border lending powered by Artificial Intelligence is supported by European Union through European Regional Development Fund and Enterprise Estonia (project number 2014-2020.4.02.21-0372). Project period is 12.02.2021 - 31.12.2023. Grant is in the sum of 691 260,05 euros and total cost of the project is 1 069 189 euros.