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Verified & Passportable Financial Identity

For credit products

For users

For banks
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Freedom to move

We have free movement of goods, services and people in the EU. We can order goods from Amazon in Germany to any other country. Then why do we have to take a loan only from our home country?

Did you know that there are no credit products for expats and multi-country people? And that interest rates by countries can differ up to 7 times within EU?

Mifundo builds and verifies the credit profile of the users to unlock credit products in the foreign banks. Accessibility and trust to foreign data is the key especially if:

  • Moving to another country

  • Living parallel in multiple countries

  • Planning to acquire real estate abroad

Learn more
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Creating Verified & Passportable Financial Identity

Our users can gather their financial data into Mifundo to get a complete picture of their finance profile. We give them the knowledge and tools to help them move to the next level.

  • Creating a verified and passportable financial profile for oneself and finding out ones credit score. It only takes a few minutes. 

  • Making just one request, but receiving multiple offers. Finding the best loan offers from banks across Europe. 

  • Choosing the best offer while we handle the rest.

  • If necessary, learning about options to improve the credit score.

Check the credit score

You are safe with us

Don't worry - we care about you and keep your data safe. 

Licensed by Estonian Financial Supervision Authority

Secure platform (TLS security and 256-bit encryption)

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Building the prototype for the Cross-Border lending Project was supported by European Union through European Regional Development Fund and Enterprise Estonia. Grant was in the sum of 35 000 euros and total cost of the project was 52 560 euros. 

Cross-Border lending powered by Artificial Intelligence is supported by European Union through European Regional Development Fund and Enterprise Estonia (project number 2014-2020.4.02.21-0372). Project period is 12.02.2021 - 31.12.2023. Grant is in the sum of 691 260,05 euros and total cost of the project is 1 069 189 euros.