Making Finance
Work for Everyone

We started with a simple belief: financial services should be easy, accessible, and built for real people. Our mission is to help individuals and businesses navigate the financial world with confidence—whether it’s securing a loan, managing credit, or building a stronger financial future. We're here to break down barriers, remove friction, and make finance work for you.

Co-Founder & CEO
With a history as CEO of Bigbank, Kaido expanded it into 9 countries and now leads Mifundo's mission.
Chief Product Officer
Led Bigbank's Spanish operations, driving product and process improvements with a focus on operational excellence.
Co-Founder & Technical Architect
Over 18 years of experience in software architecture and development.
Chief Technology Officer
Over 20 years of experience in tech leadership. Specializes in CTO roles, software services, and marketplace solutions.
Head of Strategic Partnerships
With 20+ years in fintech, Alex has founded and led start-ups, specializing in payments and lending.
Chief Credit Risk Officer
With 20+ years in risk management, Jaak has worked in fintech and banking, including IPF Digital, SEB, UniCredit.
Ethics Advisor
Leading NJORD's banking division, Virgi previously served as Bigbank's Chief Legal Officer.
Chief Legal Officer
With 10+ years in corporate law and banking regulations, Kadri previously led Bigbank's Baltic Legal Team.
Chief Government and Public Affairs Officer
He has over seven years of experience as Director General at ACCIS, the voice of the credit data industry in Brussels.
Product Head of Open Banking
Tech entrepreneur and ex-Skype Product Engineering Manager with expertise in digital banking and consumer finance.
Chief Data Officer
Tech entrepreneur with expertise in data and credit intermediation.
Chief Marketing Officer
Formerly at Skype, Wise, and Bolt, Marek is known for driving growth, brand strategy, and clear communication.

We are backed by the European Commission and European Investment Bank as strategically important technology for Europe.

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Empowering You

Since our inception, Mifundo has been revolutionizing the way people approach loans and financing.

Driving Change

We have successfully empowered individuals to take control of their financial futures.

Expanding Reach

Our platform has helped users secure better loan offers from banks and lenders across Europe.

Transforming Lives

By improving credit scores, we have enabled individuals to achieve long-term financial benefits.

International Recognition

Mastercard and top-tier banks in Northern Europe have selected Mifundo among TOP15 most promising fintech companies and invited into their joint partnership programme Lighthouse.

Mifundo was shortlisted for the Europe Fintech Awards 2023 in 4 different categories - Fintech of the year, Lendtech of the year, Startup of the year and Rising Star of the year. An independent panel of experts chose Mifundo as the Startup of the Year and as the LendTech of the Year.

The Banking Tech Awards recognise excellence and innovation in the use of IT in financial services worldwide, and the people who make it happen. 2023 was the 24th year for these prestigious awards. Mifundo was selected as the FinTech Start-up of the Year 2023 from 7 finalists in this category.

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Mifundo OÜ
Registry code: 14587569
VAT no: EE102112508
Hobujaama 4, Tallinn, 10151, Estonia
info@mifundo.com
+372 5333 4248
© 2025 Mifundo OÜ. All Rights Reserved.