About us
Welcome to the future of cross-border lending!
We are the bridge between people and banks.
Mifundo is a cross-border lending platform, connecting people with banks regardless of their location. We are offering for people a borderless banking options.
Our service is novel and game changer - no longer the bank is choosing its customers but now the customer can choose the bank between different options from different countries.
We have developed an easy-to-use solution for cross-border lending, to make customers lives easier and widen their options significantly.
Mission
To make lending borderless by removing barriers between people and banks all over the EU.
Vision
Mifundo makes entire EU to one single credit market. We are the bridge between people and banks.
We are
Innovative
We are pioneers, doing something that no one has ever done, opening new opportunities.
Fair
We believe that everybody has the right to choose in their own best interest. We are openminded, we stand for openness and honesty. We care, behind the technology and AI there are also real passionate people.
Trustworthy
Our sophisticated AI has been developed in cooperation with STACC & University of Tartu data scientists. Mifundo development is supported by European Union through European Regional Development Fund and Enterprise Estonia.
Our team
Kaido Saar
Co-Founder & CEO
Experienced business and team leader with a demonstrated history of working in the banking industry over 20 years.
Chairman of the Board of FinanceEstonia.
Keiu Kalaus
CPO
Experienced business and team leader with over 12 years international experience in the banking sector, incl. entering new markets and launching new products in highly regulated European Union member states.
Marko Käis
Co-Founder & Technical Architect
Experienced Senior Developer with a demonstrated history of working in the information technology and services industry over 20 years.
Katre Kaarenperk
CMO
Experienced marketeer having an extensive international hands-on experience in formulating business strategies, building brands, developing markets, leading sales and marketing operations, working with international brands and also operating in highly regulated business areas.
Jüri Pruulmann
CTO
A talented CTO who has deep experience as a technical architect in creating solutions for financial companies in order to keep their technical security and operational stability always up-to-date.
Artis Gromuls
CDO
Experienced entrepreneur and product innovator with deep expertise in FinTech analytics, who has helped several startups and large corporates drive efficiency and growth.
Our cooperation partners
The University of Tartu contributes to the development of Estonian society and economy with expert knowledge and science-based solutions. Mifundo has also invited researchers from the University of Tartu to help to develop a cross-border platform supported by artificial intelligence.
The field of accounting requires accuracy, experience, trust and quality. That is why EY helps Mifundo with accounting, payroll and tax returns.
PwC Estonia auditors offer high-quality audits that increase confidence in business and capital markets, and that is why they are the ones who conduct the audits needed by Mifundo.
