Skip to content
Login
Login

We move your credit history over the borders

Create your Verified & Passportable Financial Identity



At Mifundo, we are more than just a financial

services platform. We are a catalyst for change,

dedicated to create the future where financial

opportunities are accessible to all.



IF MIFUNDO CAUGHT YOUR ATTENTION, YOU BETTER KEEP SCROLLING!






  • 97% of foreign people are rejected from banks as it is not possible to assess their credit risk

  • Mifundo makes your credit information visible for banks

  • Create your Passportable Financial Identity with Mifundo

HOW IT WORKS? 



  • Create your Passportable Financial Identity and find out your credit score. It takes only a few minutes. 


  • Find the best credit conditions from banks across Europe. Make just one request, but receive multiple offers. 


  • Choose the best offer and let us handle the rest.


  • If necessary, learn about options to improve your credit score.



CREATE MY ACCOUNT

NO BORDERS, NO BARRIERS - JUST BOUNDLESS OPPORTUNITIES

Mifundo is currently present in several European countries. Go and check HERE whether your country is one of them.

If Mifundo is not in your country yet, sign up for the waiting list. 

Here are the TOP 5 countries voted where Mifundo could go next with its innovative solution.



  1. Finland
  2. Netherlands
  3. Lithuania
  4. Portugal
  5. Croatia



Do you want to move your country up in the ranking?


Share the initiative with your friends: 



SIGN UP FOR THE WAITING LIST

WE ARE FEATURED BY


  • Mastercard and top-tier banks in Northern Europe selected Mifundo among TOP15 most promising fintech companies
  • Mifundo won 2 awards in Europe Fintech Awards 2023 - Startup of the Year and LendTech of the Year
  • TOP6 finalist in the startup and technology flagship event Latitude59
  • Finalist in Euro Banking Association annual event EBAday 

YOU ARE SAFE WITH US

Your privacy and security are our top priorities. Mifundo uses state-of-the-art encryption and complies with all EU data protection regulations. Check the Data Processing Principles.

  • Licensed by Estonian Financial Supervision Authority

  • Secure platform (TLS security and 256-bit encryption)

  • Fully compliant with GDPR requirements.

EAS logo

Building the prototype for the Cross-Border lending Project was supported by European Union through European Regional Development Fund and Enterprise Estonia. Grant was in the sum of 35 000 euros and total cost of the project was 52 560 euros. 

Cross-Border lending powered by Artificial Intelligence is supported by European Union through European Regional Development Fund and Enterprise Estonia (project number 2014-2020.4.02.21-0372). Project period is 12.02.2021 - 31.12.2023. Grant is in the sum of 691 260,05 euros and total cost of the project is 1 069 189 euros. 

Mifundo is funded by European Innovation Council (EIC) Accelerator through blended finance scheme, containing a grant component in the sum of 2 499 999 euros and equity funding of 6 300 000 euros.