Keep your financial history wherever you go

Designed specifically for cross-border professionals

Whether you’re moving for work, returning home after years abroad, or buying property in another country, Mifundo ensures your financial history moves with you. No need to start over – your reputation and creditworthiness is always recognized by banks across borders.

How it works?

• Create your Passportable Financial Identity – instantly access your credit score and financial profile. 

• Find the right bank – moving to a new country and don't know which bank to approach? Mifundo helps you choose the best bank for your needs.

• Seamless data sharing - if you already have a preferred bank, they can securely access your financial data through Mifundo.

• Your data, wherever you go - with Mifundos' Passportable Financial Identity your data moves with you, wherever you go.

Designed specifically for cross-border professionals

Mifundo was created from personal experience—we understand the challenges faced by people moving across Europe. Our goal is to solve the issues caused by fragmented credit data, ensuring that you can live, work, and move freely across Europe without financial barriers or limitations.

Keiu - moving back to Estonia after 16 years in Spain

After 16 years in Spain, Keiu (our Chief Porduct Officer) moved back to Estonia. Despite having a strong credit history and stable income, her mortgage application was rejected. The banks told her to wait at least two years to build a local credit history. If Mifundo had been available in 2019, Keiu could have secured a loan and bought the house she always dreamed of.