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Borderless loans in Europe.

Mifundo is the bridge between banks and people. Regardless of their location.
Take offers

Know your options - with us you can ask for loan offers from banks all over Europe.

Mifundo is free, secure, quick and borderless finance platform.

You no longer have to ask for a loan only from local banks. With us you save not only your time, but also your money.

Do you know that the average consumer loan interest in Estonia is 12%, while the European Union average is only 6%? You can order goods from Amazon in Germany to any other country, so why do you have to take a loan only from your home bank or only from your home country?

Mifundo brings you loan offers from banks all over Europe, so that you have more options to find the right offer for you.

Choose your offers
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Create a reliable financial profile for yourself

Consolidate your financial data into Mifundo to get a complete picture of your finances. We give you the knowledge and tools to help you move to the next level.

  • Create a financial profile for yourself and find out your credit score. It only takes a few minutes. We guide you step by step.

  • Make just one request and receive multiple offers. Find the best loan offers for you from banks across Europe. Making an inquiry will not harm your credit score.

  • Choose the best offer and let us handle the rest.

  • If necessary, learn about options to improve your credit score.

Create your profile

You are safe with us

Don't worry - we care about you and keep your data safe. 

Licensed by Estonian Financial Supervision

Secure platform (TLS security and 256-bit encryption)

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Mifundo gives you a boost

Don't waste your time filling out various applications and communicating with numerous banks. With Mifundo you can ask for offers from several different banks.

With just one request, we will search for the most suitable loan offers from banks all over the European Union. 

Get answers to your questions!

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Building the prototype for the Cross-Border lending Project was supported by European Union through European Regional Development Fund and Enterprise Estonia. Grant was in the sum of 35 000 euros and total cost of the project was 52 560 euros. 

Cross-Border lending powered by Artificial Intelligence is supported by European Union through European Regional Development Fund and Enterprise Estonia (project number 2014-2020.4.02.21-0372). Project period is 12.02.2021 - 31.12.2023. Grant is in the sum of 691 260,05 euros and total cost of the project is 1 069 189 euros.